SERVING Calgary, Edmonton, Fort McMurray, Saskatooon, Alberta, Saskatchewan, All of Canada - MOBILE
Ritu and Mahen Agrawal P. Eng.
Mortgage Planner and Financial Advisor
C 1-888-927-8270   P 403-452-7827

Unlock the Mystery of STRATEGIES!!!

Are you saving your money with the help of Experts?

     Without Strategy Loosing over $50,000                      With Strategy Saving over $50,000

Saving Strategies:  Want to know how much you will save for your unique financing situation?

  • How to invest in RRSP to generate tax refund to reduce your mortgage upfront and save on interest costs?
  • How to use low cost borrowed funds to reduce your mortgage upfront and save on mortgage insurance premium and on interest costs?
  • Waiting to save for down payment to own your first home...  How to use low cost borrowed funds towards down payment and save on rent payments and home value appreciation cost?
  • Carrying too much high interest credit cards or unsecured loans...  How to use cash back to pay off high interests loans, improve your monthly cash flow and save on interest costs?
  • How can you purchase your home with the same rent that you are paying now and build your net worth?
  • How to improve your credibility (i.e. credit score) for financing with best rates?
  • How to increase your income for both rental properties and self-employed/business for self individuals without paying too much taxes and improve your financing power with best rates?
  • How to purchase run down home at low cost and then finance to renovate it to appreciate the value substantially?
  • How to purchase home without basement and then finance to develop the basement for personal use or to generate additional income?
  • How to convert your principal residence mortgage tax deductible to generate tax refund and help pay off your mortgage sooner?
  • How to convert dead equity in your home to generate additional income and help pay off your mortgage sooner?
  • How to generate positive cash flow, maximize rate of return and reduce taxes on rental properties?
  • How to choose between 3 or 5 or 10 year mortgage term for maximum savings and covering the risks?
  • How to choose between fixed or variable mortgage for maximum savings and covering the risks?
  • How to choose between variable open or variable closed mortgage for maximum savings?
  • How to choose flexible mortgage to reduce monthly payment during term without paying penalty?
  • How to manage mortgage to cover the risk of interest rate rising during term or at renewal?
  • How to save on mortgage insurance premium when selling your existing home and purchasing new home?
  • How to maximize savings when converting your existing home to rental and purchasing new home?
  • What would yield more savings - paying off high interest rental or low interest principal residence mortgage?
  • How to protect your home for your family?
  • How to protect your home from title fraud, renovation deficiencies, encroachments, liens, unpaid work orders, zoning violations?
  • How to invest SMART with maximum security, maximum cash flow, moderate growth and low volatility?
  • How to save with our networking partners?
  • And much more...


With current market situation and tightening of mortgage rules by Government of Canada (OSFI), we have access to 20+ big and small banks providing you the mortgage solution and flexibility that meet your personal needs.  We are Mortgage Professionals to help you plan for home ownership (i.e. purchase, pre-approvals, cash back, renewals, renovations), provide step by step guidance to prepare for mortgage financing and implement personalized savings strategies to payoff mortgage sooner.  There is no cost for our expert services and to seek for professional help you can CONTACT US.

CALL US NOW 1-888-927-8270



Total amount raised
Updated: 01/22/21
Learn More


Considering a fixed rate mortgage? Get informed!

Learn More
Renovating your home is within financial reach. Find out how!

Learn More
Is your mortgage coming up for renewal? You should talk to a broker!

Learn More


Want a mortgage? Get a mortgage! Apply now!

Apply Now


Want to find your monthly payment or what you can afford? Find out this and more with our easy to use calculators!

Learn More