SERVING Calgary, Edmonton, Fort McMurray, Saskatooon, Alberta, Saskatchewan, All of Canada - MOBILE
Ritu and Mahen Agrawal P. Eng.
Mortgage Planner and Financial Advisor
C 1-888-927-8270   P 403-452-7827

Your Mortgage Savings...

Each Individual Needs and Financial Situation is Unique!  Make CONFIDENT Decisions to Maximize your Savings with the help of Experts!

Maximum Savings = Expert Planning + Quality Mortgage + Lower Penalty + Saving Strategies

Understanding Mortgage Planning     

Mortgage Planning is the process to understand your needs, analyze your financial situation, identify saving strategies and thereby select best mortgage solution for overall savings. Learn how to SAVE with professional mortgage planning.   More Info

Understanding Mortgage Rates, Features & Flexibility    

Low quality mortgage solution with best rates but limited flexibility and restrictions on features will COST you more.  Learn how to shop SMART for a mortgage and SAVE from Best quality mortgage solution with best rates, maximum flexibility and full features.   More Info

Understanding Mortgage Penalty     

Mortgage Penalty varies based on open or closed mortgage,  variable closed or fixed mortgage, best rates or discount on posted rates, maximum vs limited flexibility, clear vs vague penalty calculation. Learn how to REDUCE mortgage penalties substantially when selecting a mortgage.   More Info

Understanding Mortgage Saving Strategies

Lower mortgage rates is NOT the only component of mortgage savings.  Learn what are the mortgage saving strategies applicable to your unique situation and how much is the potential savings for you?   More Info


Saving Tips - Special News Edition

We provide regular special news edition with valuable saving tips.  To learn more, please click HERE.  Alternatively, we can deliver saving tips newsletter to you on regular basis and to Subscribe, please EMAIL US.  We respect your privacy and your email address is secured with us.


With current market situation and tightening of mortgage rules by Government of Canada (OSFI), we have access to 20+ big and small banks providing you the mortgage solution and flexibility that meet your personal needs.  We are Mortgage Professionals to help you plan for home ownership (i.e. purchase, pre-approvals, cash back, renewals, renovations), provide step by step guidance to prepare for mortgage financing and implement personalized savings strategies to payoff mortgage sooner.  There is no cost for our expert services and to seek for professional help you can CONTACT US.

CALL US NOW 1-888-927-8270



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Updated: 01/22/21
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